screwtheman

Refunds · Rebates · Unclaimed money · Unfair fines

Find out what they owe you.

Answer a few quick questions about your bills, bank, car, home and travel. We show you what you may be able to claim, how to claim it, and when it closes.

✓ Every item sourced and dated✓ No ads✓ No money from companies you're fighting
Matched for youSample
SampleBills

Energy retailer overcharge refund

Up to $180 · scheme figure

9days left
OfficialBanking

Unclaimed money search

Free government search

Openalways
STM toolRenting

Bond refund checker

Your bond back, step by step

Openalways

Coming soon

New this week

A weekly feed of refunds, rebates and settlements, each checked against an official source before it goes live. Turn on alerts below and we'll email you the day it starts.

What do you need?

Free tools, about 60 seconds each

Live

Bond Refund Checker

Your rental bond is not held by your landlord or your agent. In every Australian state and territory, it sits with a government bond authority, and that authority — not the landlord — is who actually releases it back to you.

Live

Flight Rights Checker

Airlines are quick to offer a travel credit and slow to mention a cash refund. The single most valuable thing to know after a delay, cancellation, downgrade or denied boarding is whether you’re entitled to your money back — not just a voucher you have to spend with the same airline.

Live

Refund Rights Checker

A shop refusing a refund isn’t the end of the conversation — but what you can demand next depends heavily on which country you bought in, and the two are genuinely different, not just differently worded.

Live

Telco Exit Rights Checker

Carriers lead with the exit charge and rarely mention the situations where you do not have to pay it — coverage that was never actually available, terms they changed without asking, or a final bill nobody will itemise.

Live

Energy Disconnection Rights Checker

Utilities are required to try genuinely hard before cutting you off — proper written notice, a payment arrangement offered first, and disconnection as a last resort rather than the default response to a missed bill.

Live

Debt Collector Rights Checker

Debt collectors count on most people not knowing exactly where the line is. In Australia, the ACCC and ASIC jointly publish a guideline capping contact at roughly 3 calls a week or 10 a month, with defined hours. In the United States, federal law under Regulation F goes further: a collector calling more than 7 times in 7 days about one debt is presumed to be breaking the law outright.

Live

Gift Card Rights Checker

A short expiry date printed on a gift card is often just wrong in law. Australia requires gift cards to stay redeemable for at least 3 years; the United States requires at least 5 years under federal law. Both countries also heavily restrict the fees a business can quietly deduct from a card's balance.

Live

Subscription Cancellation Rights Checker

Businesses that make signing up effortless and cancelling a maze are not just being annoying, in both Australia and the United States, that gap is regulated. Australian Consumer Law can void a contract term that unfairly favours the business, and US federal law (ROSCA) requires cancellation to be at least as easy as signing up, in plain terms.

Live

Accommodation Refund Checker

A platform cancelled on you, or the place wasn’t what was advertised. Here’s what you can actually demand — and, just as importantly, which route gets your money back fastest.

Live

Security Deposit Checker

In the United States your landlord holds your security deposit themselves — there is no government bond authority sitting in the middle the way there is in some countries. What protects you instead is a deadline. Every state sets a window, usually somewhere between 14 and 60 days after the tenancy ends, for the landlord to return the deposit and to account in writing for anything they keep.

Get told when something new matches you

New refunds, rebates and settlements open every month. We email you only when one matches.

Want first in line, saved-item tracking and bill renewal checks too? Radar Plus ($4/month) is coming soon.

Example tracker18days left
Day 0 · letter sentReply-by date

We write the letter and start their clock. If they miss it, your ombudsman complaint is ready, pre-filled. You lodge it, free.

Check a company

Before you sign, see their record

Browse dispute guides by company →
$390,862,905

in compensation and refunds awarded by AFCA in 2024–25, to people who refused the first no. See the numbers →

Source: AFCA Annual Review 2024–25.

10 letters sent this month. Join →

Live
  • WIN: $46 back from Foxtel2d ago
  • WIN: $70 back from Virgin7d ago
  • Letter sent to Geely7d ago
  • Letter sent to JB Hi-Fi7d ago
  • Letter sent to Afterpay10d ago

How it works

  1. 1.

    Tell us what they did. Two minutes, no login, no lawyer.

  2. 2.

    We write the letter. It cites the law, chapter and verse, and states your claim. Free.

  3. 3.

    Their clock starts. Add your email and we start the clock on them. Most telcos, banks and insurers have a set window to respond in writing, and we track every day of it so you never have to remember.

  4. 4.

    They go quiet? That’s not a dead end — that’s when we escalate. The moment they miss their deadline, your complaint to the ombudsman (TIO, AFCA, your state’s fair trading) is in your inbox, pre-filled from your dispute. You lodge it — takes a minute. Free, and it costs them money.

  5. 5.

    You get paid. The win goes on the wall.

First wins on the board

Real money, real people, self-reported. The board is new — put your name on it.

Wins so far$1,880
  1. 1stNO_MORE_VIC_R9$1,100BUDGET DIRECT
  2. 2ndpissedoffinredfern$240SYDNEY CITY COUNCIL
  3. 3rdandy83$184Telstra
  4. 4thYour win here$___

Latest$46Foxtel2 days ago

See all wins →

How is this free?

Nobody pays us to send you anywhere

No ads and no money from the companies you're up against. If we ever earn from a referral, it's labelled, and it's only ever to a competitor of the company that wronged you.